How To Stick To A Budget And Change Your Finances Forever!

You have a standard budget set. Now what? How do you apply it? There are various apps out there such as Mint, Quicken, EveryDollar, and many more that help you keep an eye on your budget each month. I think budget apps are great, but not perfect at automatically allocating where your expenses are categorized. Lack of perfection is not necessarily a problem, but it can be if you’re still learning your finances and how to control them. That’s why I don’t recommend using an app right away. Instead, I’m going to show you what I do each month to hold myself accountable.

Every two weeks I sit down with my husband to go over our budget in an excel sheet. We manually go through every aspect of our budget and the respective statements and put our numbers into the sheet then cross-reference with our standard.

Some of you may be thinking, “WHY? That’s so tedious and time-consuming!” The first few times, it is. But it keeps us honest with each other and ourselves and makes us aware of what we’re spending. Budgets fail when you’re not applying them or when you’re not sure where your money is going. It’s great that you’ve set a budget, but now is when you need to put the real work in – and you can do it.

the video below shows you how you can maintain your budget.

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